Mortgage deals and rates

Mortgage Headline Rates

In addition to some of the headline rates below, Knight Frank has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you. 

  • 5 Year Fixed Rate at 1.83%
    Mortgage Rate available to: Purchases and Remortgages
    Initial Rate Payable % 1.83%
    Initial Rate Period / Expiry Date 31 October 2023
    Reverting to a variable Rate 4.99%
    Annual Percentage Rate of Charge (APRC) 3.80%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 5% to 31/10/2020, 4% to 31/10/2021, 3% to 31/10/2022, 2% to 31/10/2023
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 7.70%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 11.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,502.08
    Number of payments 300
    Total Amount Payable £945,621.20 over 25 years
  • 2 Year Tracker Rate at 1.32%
    Mortgage Rate available to: Purchases and Remortgages
    Initial Rate Payable % 1.32%
    Initial Rate Period / Expiry Date 2 Years
    Reverting to a variable Rate 4.69%
    Annual Percentage Rate of Charge (APRC) 4.80%
    Loan to Value 60.00%
    Lenders Arrangement Fee £999.00
    Early Repayment Charges (ERCs) 3% of amount repaid until 31/10/2019, 2% of amount repaid until 31/10/2020
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 10.60%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 7.50%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,353.26
    Number of payments 300
    Total Amount Payable £1,041,977.68 over 25 years
  • 2 Year Buy to Let Fixed Rate at 1.50%
    Mortgage Rate available to: Buy to Let Purchases and Remortgages
    Initial Rate Payable % 1.50%
    Initial Rate Period / Expiry Date 31 October 2020
    Reverting to a variable Rate 5.24%
    Annual Percentage Rate of Charge (APRC) 4.90%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1950.00
    Early Repayment Charges (ERCs) 2.0% of the amount repaid until 31/10/2020
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 13.10%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 10.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £752.44
    Number of payments 300
    Total Amount Payable £1,346,411.08 over 25 years
  • 5 Year Buy to Let Fixed Rate at 2.09%
    Mortgage Rate available to: Buy to Let Purchases and Remortgages
    Initial Rate Payable % 2.09%
    Initial Rate Period / Expiry Date 30 November 2023
    Reverting to a variable Rate 4.99%
    Annual Percentage Rate of Charge (APRC) 4.20%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 5% of the amount repaid until 30/11/2020, 4% to 30/11/2021, 3% to 30/11/2022, 2% to 30/11/2023
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 8.50%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 11.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £1,048.51
    Number of payments 300
    Total Amount Payable £1,235,221.55 over 25 years