How much can I borrow?

How does this calculator work?

 

This calculator helps you work out how much you might be able to borrow for a mortgage, based on your income. When you apply for a mortgage, lenders calculate how much they’ll lend you based on both your income and your outgoings – so the more you’re committed to spend each month, the less you can borrow.

How much can I borrow?

How Many People are Applying?

Applicant One

Applicant Two


You Could Borrow Up to (£)

We calculate your borrowing potential through a simple income multiple, which provides a useful guide that is based on lenders’ current appetite to lend through Knight Frank Finance. However, everyone’s situation is different, so you may find you can borrow more or less than the figure shown here.

Calculating exactly how much you can borrow depends on a number of things, for example:

  • Whether you are employed or self-employed
  • How much you spend each month on regular commitments
  • Whether you are paid a basic salary, bonuses, commission or overtime
  • The percentage you want to borrow against the property
  • Your age and if you intend to borrow into retirement
  • If you want to borrow a large amount, what other assets you have other than the property
  • You credit status.

One of the most important factors in determining how much you can borrow is the lender. Each lender has different criteria and it is our job to navigate those options for you. We currently have relationships with over 180 different lenders so we are perfectly placed to match the right lender to you. Contact us, we’d love to help you.

How can we help?

Call 02072682580 or submit your details below and we will contact you.

To find out how we use your personal information, please click here.
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Call 02072682580 or submit your details below and we will contact you.

To find out how we use your personal information, please click here.
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Disclaimer

Mortgage Advice. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There may be a fee for mortgage advice. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.

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Your home may be repossessed if you do not keep up with mortgage payments.

Knight Frank Finance LLP is a limited liability partnership registered in England and Wales with registered number OC322399. The principal office of Knight Frank Finance LLP is situated at 55 Baker Street, London W1U 8AN. Knight Frank Finance LLP is authorised and regulated by the Financial Conduct Authority under Financial Services Register number 459093.