Mortgage deals and rates

Mortgage Headline Rates

In addition to some of the headline rates below, Knight Frank has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you. 

  • 5 Year Fixed Rate at 1.83%
    Mortgage Rate available to: Purchases and Remortgages
    Initial Rate Payable % 1.83%
    Initial Rate Period / Expiry Date 29 August 2023
    Reverting to a variable Rate 4.74%
    Annual Percentage Rate of Charge (APRC) 3.70%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 5% to 30/08/2020, 4% to 30/08/2021, 3% to 30/08/2022, 2% to 30/08/2023
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 3.70%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 7.50%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,502.08
    Number of payments 300
    Total Amount Payable £927,587.08 over 25 years
  • 2 Year Tracker Rate at 1.14%
    Mortgage Rate available to: Purchases and Remortgages
    Initial Rate Payable % 1.14%
    Initial Rate Period / Expiry Date 2 Years
    Reverting to a variable Rate 3.94%
    Annual Percentage Rate of Charge (APRC) 3.50%
    Loan to Value 60.00%
    Lenders Arrangement Fee £999.00
    Early Repayment Charges (ERCs) None.
    Overpayment allowed Yes
    APRC for Comparison (Based on the under mentioned assumption) 7.90%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 7.50%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,303.29
    Number of payments 300
    Total Amount Payable £906,431.92 over 25 years
  • 2 Year Buy to Let Fixed Rate at 1.37%
    Mortgage Rate available to: Buy to Let Purchases and Remortgages
    Initial Rate Payable % 1.37%
    Initial Rate Period / Expiry Date 31 August 2020
    Reverting to a variable Rate 4.99%
    Annual Percentage Rate of Charge (APRC) 4.60%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 1.50% of the amount repaid until 01/09/2020
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 9.60%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 10.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £687.28
    Number of payments 300
    Total Amount Payable £1,308,191.50 over 25 years
  • 5 Year Buy to Let Fixed Rate at 2.09%
    Mortgage Rate available to: Buy to Let Purchases and Remortgages
    Initial Rate Payable % 2.09%
    Initial Rate Period / Expiry Date 31 August 2023
    Reverting to a variable Rate 4.99%
    Annual Percentage Rate of Charge (APRC) 4.30%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 4% of the amount repaid until 01/07/2023
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 8.00%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 10.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £1,048.47
    Number of payments 300
    Total Amount Payable £1,264,847.37 over 25 years