Mortgage deals and rates

Mortgage Headline Rates

In addition to some of the headline rates below, Knight Frank has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you. 

  • 5 Year Fixed Rate at 1.65%
    Mortgage Rate available to: Purchases and Remortgages
    Initial Rate Payable % 1.65%
    Initial Rate Period / Expiry Date 29 April 2023
    Reverting to a variable Rate 4.90%
    Annual Percentage Rate of Charge (APRC) 3.70%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1395.00
    Early Repayment Charges (ERCs) 5% of the loan amount repaid until 30/04/20. 3% until 30/04/22, 1% until 30/04/23
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 7.00%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 10.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,447.91
    Number of payments 300
    Total Amount Payable £930,113.42 over 25 years
  • 2 Year Tracker Rate at 1.24%
    Mortgage Rate available to: Purchases and Remortgages
    Initial Rate Payable % 1.24%
    Initial Rate Period / Expiry Date 2 Years
    Reverting to a variable Rate 3.94%
    Annual Percentage Rate of Charge (APRC) 3.60%
    Loan to Value 60.00%
    Lenders Arrangement Fee £899.00
    Early Repayment Charges (ERCs) None.
    Overpayment allowed Yes
    APRC for Comparison (Based on the under mentioned assumption) 8.00%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 7.50%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,330.12
    Number of payments 300
    Total Amount Payable £907,663.36 over 25 years
  • 2 Year Buy to Let Fixed Rate at 1.44%
    Mortgage Rate available to: Buy to Let Purchases and Remortgages
    Initial Rate Payable % 1.44%
    Initial Rate Period / Expiry Date 24 Months
    Reverting to a variable Rate 4.99%
    Annual Percentage Rate of Charge (APRC) 4.70%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 1.50% of the amount repaid until 01/05/2020
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 9.50%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 10.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £722.39
    Number of payments 300
    Total Amount Payable £1,307,238.34 over 25 years
  • 5 Year Buy to Let Fixed Rate at 2.17%
    Mortgage Rate available to: Buy to Let Purchases and Remortgages
    Initial Rate Payable % 2.17%
    Initial Rate Period / Expiry Date 29 April 2023
    Reverting to a variable Rate 4.99%
    Annual Percentage Rate of Charge (APRC) 4.00%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1950.00
    Early Repayment Charges (ERCs) 3% of the amount repaid until 30/04/2023
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 10.20%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 10.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £1,088.53
    Number of payments 300
    Total Amount Payable £1,266,110.04 over 25 years