Mortgage Estimation

Initial monthly interest
Based on the loan amount of
70% of the property price
Over a period of 25 Years
At a 5 Year Fixed Rate1.80%

Mortgage Calculator

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Stamp duty calculator

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Mortgage headline rates

In addition to some of the headline rates below, Knight Frank has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you. 

 

  • 5 Year Fixed Rate at 1.80%
    Mortgage Rate available to: Purchasers Only
    Initial Rate Payable % 1.80%
    Initial Rate Period / Expiry Date 29 August 2023
    Reverting to a variable Rate 3.99%
    Annual Percentage Rate of Charge (APRC) 3.20%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1499.00
    Early Repayment Charges (ERCs) 4.75% to 30/09/20219, 4% to 30/09/20201, 3% to 30/09/2021, 2.50% to 30/09/2022,1.10% to 30/09/2023
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 7.20%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 10.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,491.32
    Number of payments 300
    Total Amount Payable £879,015.67 over 25 years
  • 2 Year Tracker Rate at 1.19%
    Mortgage Rate available to: Purchases and Remortgages
    Initial Rate Payable % 1.19%
    Initial Rate Period / Expiry Date 2 Years
    Reverting to a variable Rate 3.94%
    Annual Percentage Rate of Charge (APRC) 3.50%
    Loan to Value 60.00%
    Lenders Arrangement Fee £999.00
    Early Repayment Charges (ERCs) None.
    Overpayment allowed Yes
    APRC for Comparison (Based on the under mentioned assumption) 7.90%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 7.50%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,317.29
    Number of payments 300
    Total Amount Payable £907,149.04 over 25 years
  • 2 Year Buy to Let Fixed Rate at 1.54%
    Mortgage Rate available to: Buy to Let Purchases and Remortgages
    Initial Rate Payable % 1.37%
    Initial Rate Period / Expiry Date 02 November 2020
    Reverting to a variable Rate 3.75%
    Annual Percentage Rate of Charge (APRC) 3.60%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1499.00
    Early Repayment Charges (ERCs) 3.0% of the amount repaid until 02/11/2020
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 9.39%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 10.90%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £771.92
    Number of payments 300
    Total Amount Payable £1,138,153.75 over 25 years
  • 5 Year Buy to Let Fixed Rate at 2.05%
    Mortgage Rate available to: Buy to Let Purchases and Remortgages
    Initial Rate Payable % 2.05%
    Initial Rate Period / Expiry Date 29 September 2023
    Reverting to a variable Rate 4.99%
    Annual Percentage Rate of Charge (APRC) 4.20%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 5% of the amount repaid until 30/09/2020, 4% to 30/09/2021, 3% to 30/09/2022, 2% to 30/09/2023
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 8.50%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 11.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £1,028.42
    Number of payments 300
    Total Amount Payable £1,258,653.80 over 25 years