Mortgage deals and rates

Mortgage Headline Rates

In addition to some of the headline rates below, Knight Frank has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you. 

  • 5 Year Fixed Rate at 1.65%
    Mortgage Rate available to: Purchasers Only
    Initial Rate Payable % 1.65%
    Initial Rate Period / Expiry Date 30 September 2022
    Reverting to a variable Rate 3.49
    Annual Percentage Rate of Charge (APRC) 3.20%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1499.00
    Early Repayment Charges (ERCs) 3% to 30/10/2022
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 7.70%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 10.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £827.06
    Number of payments 300
    Total Amount Payable £1,099,189.18 over 25 years
  • 2 Year Tracker Rate at 0.98%
    Mortgage Rate available to: Purchasers Only
    Initial Rate Payable % 0.98%
    Initial Rate Period / Expiry Date 2 Years
    Reverting to a variable Rate 3.89
    Annual Percentage Rate of Charge (APRC) 3.50%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1495.00
    Early Repayment Charges (ERCs) 2% of amount repaid to 30/09/2019
    Overpayment allowed Yes - Up to 20% pa without ERC
    APRC for Comparison (Based on the under mentioned assumption) 11.10%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 11.24%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,261.05
    Number of payments 300
    Total Amount Payable £899,746.75 over 25 years
  • 2 Year Fixed Rate at 0.99%
    Mortgage Rate available to: Purchasers Only
    Initial Rate Payable % 0.99%
    Initial Rate Period / Expiry Date 24 Months
    Reverting to a variable Rate 4.74
    Annual Percentage Rate of Charge (APRC) 4.20%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 2% to 30/09/2018, 1% to 30/09/2019
    Overpayment allowed Yes - Up to 10% pa without ERC
    APRC for Comparison (Based on the under mentioned assumption) 9.90%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 11.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,266.05
    Number of payments 300
    Total Amount Payable £971,600.00 over 25 years
  • 5 Year Buy to Let Fixed Rate at 2.24%
    Mortgage Rate available to: BTL Purchases Only
    Initial Rate Payable % 2.24%
    Initial Rate Period / Expiry Date 31 October 2022
    Reverting to a variable Rate 4.49
    Annual Percentage Rate of Charge (APRC) 4.10%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1800.00
    Early Repayment Charges (ERCs) 3% to 31/10/2022
    Overpayment allowed Yes - Up to 10% pa without ERC
    APRC for Comparison (Based on the under mentioned assumption) 8.50%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 10.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £1,123.36
    Number of payments 300
    Total Amount Payable £1,237,315.50 over 25 years