Mortgage deals and rates

Mortgage Headline Rates

In addition to some of the headline rates below, Knight Frank has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you. 

  • 5 Year Fixed Rate at 1.69%
    Mortgage Rate available to: Purchasers Only
    Initial Rate Payable % 1.69%
    Initial Rate Period / Expiry Date 30 September 2022
    Reverting to a variable Rate 3.69
    Annual Percentage Rate of Charge (APRC) 3.30%
    Loan to Value 60.00%
    Lenders Arrangement Fee £999.00
    Early Repayment Charges (ERCs) 5% to 30/09/2018, 4% to 30/09/2019, 3% to 30/09/2020, 2% to 30/09/2021, 1% to 30/09/2022
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 2.90%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 5.10%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,457.23
    Number of payments 300
    Total Amount Payable £853,352.88 over 25 years
  • 2 Year Tracker Rate at 1.09%
    Mortgage Rate available to: Purchasers Only
    Initial Rate Payable % 1.09%
    Initial Rate Period / Expiry Date 2 Years
    Reverting to a variable Rate 3.69
    Annual Percentage Rate of Charge (APRC) 3.30%
    Loan to Value 60.00%
    Lenders Arrangement Fee £999.00
    Early Repayment Charges (ERCs) None
    Overpayment allowed Yes
    APRC for Comparison (Based on the under mentioned assumption) 3.30%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 8.00%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,289.19
    Number of payments 300
    Total Amount Payable £885,497.40 over 25 years
  • 2 Year Fixed Rate at 1.14%
    Mortgage Rate available to: Purchasers Only
    Initial Rate Payable % 1.44%
    Initial Rate Period / Expiry Date 24 Months
    Reverting to a variable Rate 3.69
    Annual Percentage Rate of Charge (APRC) 3.30%
    Loan to Value 60.00%
    Lenders Arrangement Fee £999.00
    Early Repayment Charges (ERCs) 2% to 30/09/2018, 1% to 30/09/2019
    Overpayment allowed Yes - Up to 10% pa without ERC
    APRC for Comparison (Based on the under mentioned assumption) 3.30%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 6.30%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,302.91
    Number of payments 300
    Total Amount Payable £881,957.04 over 25 years
  • 5 Year Buy to Let Fixed Rate at 2.39%
    Mortgage Rate available to: BTL Purchases Only
    Initial Rate Payable % 2.39%
    Initial Rate Period / Expiry Date 30 September 2022
    Reverting to a variable Rate 4.59
    Annual Percentage Rate of Charge (APRC) 4.00%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 5% to 30/09/2018, 4% to 30/09/2019, 3% to 30/09/2021, 1% to 30/09/2022
    Overpayment allowed Yes - Up to 10% pa without ERC
    APRC for Comparison (Based on the under mentioned assumption) 4.00%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 8.40%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 20 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £1,187.97
    Number of payments 300
    Total Amount Payable £1,224,713.42 over 20 years