Mortgage deals and rates

Mortgage Headline Rates

In addition to some of the headline rates below, Knight Frank has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you. 

  • 5 Year Fixed Rate at 1.82%
    Mortgage Rate available to: Purchases and Remortgages
    Initial Rate Payable % 1.82%
    Initial Rate Period / Expiry Date 30 April 2022
    Reverting to a variable Rate 4.74
    Annual Percentage Rate of Charge (APRC) 3.65%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 5% in the first two years, 4% in the third, 3% in the fourth and 2% in the fifth year
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 12.73%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 11.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,499.16
    Number of payments 300
    Total Amount Payable £928,243.10 over 25 years
  • 2 Year Fixed Rate at 1.19%
    Mortgage Rate available to: Purchases and Remortgages
    Initial Rate Payable % 1.19%
    Initial Rate Period / Expiry Date 2 Years
    Reverting to a variable Rate 4.49%
    Annual Percentage Rate of Charge (APRC) 3.96%
    Loan to Value 60.00%
    Lenders Arrangement Fee £999.00
    Early Repayment Charges (ERCs) 3% of the loan amount
    Overpayment allowed Yes, up to 10% pa
    APRC for Comparison (Based on the under mentioned assumption) 12.44%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 11.74%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Repayment
    Monthly payment at Inital Rate Payable £2,317.07
    Number of payments 300
    Total Amount Payable £951,773.06 over 25 years
  • 2 Year Buy to Let Fixed Rate at 1.44%
    Mortgage Rate available to: Buy to Let Purchases and Remortgages
    Initial Rate Payable % 1.44%
    Initial Rate Period / Expiry Date 24 Months
    Reverting to a variable Rate 4.49%
    Annual Percentage Rate of Charge (APRC) 4.19%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1999.00
    Early Repayment Charges (ERCs) 3% of the loan
    Overpayment allowed Yes - Up to 10% pa without ERC
    APRC for Comparison (Based on the under mentioned assumption) 12.45%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 11.74%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 25 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £722.00
    Number of payments 300
    Total Amount Payable £1,239,346.78 over 25 years
  • 5 Year Buy to Let Fixed Rate at 2.48%
    Mortgage Rate available to: Buy to Let Purchases and Remortgages
    Initial Rate Payable % 2.48%
    Initial Rate Period / Expiry Date 01 April 2022
    Reverting to a variable Rate 4.74%
    Annual Percentage Rate of Charge (APRC) 4.18%
    Loan to Value 60.00%
    Lenders Arrangement Fee £1995.00
    Early Repayment Charges (ERCs) 5% of the loan amount
    Overpayment allowed Yes - Up to 10% pa without ERC
    APRC for Comparison (Based on the under mentioned assumption) 12.73%
    If the interest rate rose to the Lender's highest borrowing rate for this product over the previous 20 years 11.99%
    Further details and how this example is reached
    Property Value £1,000,000.00
    Mortgage Amount £600,000.00
    Term of the Mortgage 20 years
    Method of Repayment Interest Only
    Monthly payment at Inital Rate Payable £1,244.00
    Number of payments 300
    Total Amount Payable £1,247,776.89 over 20 years